Fix & Flip
Short-term financing designed for investors flipping residential properties.
- Up to 95% of purchase + 100% of rehab costs
- Terms: 6–24 months
- Quick draws for rehab funding
- Same-day approval
Private money for investors
Fast, flexible funding for real estate investors
From Fix & Flip to ground-up construction — get a read on your deal quickly, lock terms, and close without waiting on a bank committee.
Fix & Flip
DSCR
Bridge
Ground-Up
GAP
How we work
A brokerage desk, not a slogan factory
We match investor deals with private capital. No invented loan counts. No stock testimonials. You talk to people who underwrite the deal, not a consumer mortgage mill.
Deal-based, not W-2 based
Most programs look at the asset, the numbers, and your entity — not a stack of pay stubs.
Terms that fit the exit
Short holds, long rentals, or a build. Terms from a few months to 30-year DSCR options.
Direct line
Questions before you apply? Call or text (520) 552-7065. Applications go to the same intake we use live.
Loan products
Five ways to fund the deal
Terms below are the live product points from the investor desk. Actual quotes depend on the property, the entity, and the lender.
DSCR
No-income, no-DTI loans based on property cash flow.
- Instant DSCR rate quotes
- Approval in under 10 minutes
- Great for long-term rentals or scaling portfolios
- No seasoning period for cash-out refinances
Bridge
Flexible loans to bridge the gap while waiting for permanent financing.
- Short-term, interest-only payments
- Perfect for acquisitions & refinances
- Fast approvals keep your deal alive
Ground-Up Construction
For builders and investors developing new properties.
- Up to 90% of land + 100% of construction
- Flexible draw schedules
- Fast approvals to break ground quickly
GAP Funding
Close deals that traditional lenders won't cover.
- Fill the space between LTV and total project costs
- Perfect for investors stacking funding sources
- Simple approval process
The loan process
Apply → pre-approve → terms → close
Apply online
Complete a simple application in minutes. Tell us the deal, the entity, and the exit.
Get pre-approved
We review the file and come back with a same-day pre-approval when the deal is ready.
Finalize terms
Upload documents and lock the structure — leverage, rate, term, draws.
Close & fund
Close on the entity and fund the deal without a consumer-mortgage timeline.
About us
Investors who broker private money
Funded Funding is a private-money brokerage. We are not a bank. We do not warehouse loans. We are not an NMLS-licensed consumer mortgage lender.
We work with real estate investors on business-purpose loans. Borrowers close in an LLC (or another business entity) — not as individuals buying a primary residence. That is how these programs are structured: the loan is to the entity and the asset, not a W-2 mortgage.
The people on this desk flip, hold, and build. We broker the private capital we wish we'd had on our own deals — Fix & Flip, DSCR, bridge, ground-up, and GAP.
FAQ
Frequently asked questions
Is Funded Funding a bank?
Funded Funding is a private-money brokerage. We are not a bank. We do not warehouse loans. We are not an NMLS-licensed consumer mortgage lender.
Do borrowers close in an LLC?
We work with real estate investors on business-purpose loans. Borrowers close in an LLC (or another business entity) — not as individuals buying a primary residence. That is how these programs are structured: the loan is to the entity and the asset, not a W-2 mortgage.
What types of funding does Funded Funding offer?
Five ways to fund the deal: Fix & Flip, DSCR, Bridge, Ground-Up Construction, and GAP Funding. Actual quotes depend on the property, the entity, and the lender.